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INTRODUCING SPEND CARD

Spend – crypto card. Powered by Mercuryo, compatible with Ledger™.

A crypto debit card that lets you spend your assets at 150M+ Mastercard merchants globally, online and in-store. Securely managed via the Ledger Live™ app.

Currently available in EEA

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Spend your crypto, anytime, anywhere. Globally.

Securely manage your assets with Ledger

Manage the Spend card seamlessly within Ledger Live and securely fund accounts with crypto using a Ledger hardware wallet.

Securely manage your assets with Ledger

Pay in seconds with Apple Pay & Google Pay

The Spend card is accepted at over 150 million Mastercard merchants worldwide, both in-store and online. Integrated with Apple Pay and Google Pay, the Spend card offers unparalleled convenience and global usability, empowering you to spend your crypto on your own terms.

Pay in seconds with Apple Pay & Google Pay

Flexible spending limits

Enjoy flexibility with high transaction limits:

  • €5,000 per transaction
  • €10,000 daily
  • €40,000 monthly
  • For higher spenders, additional limits are unlocked with a simple due diligence process.

Flexible spending limits

Instantly access your digital card

You can use the card with your phone, enabling you to enjoy spending your funds on the same day.

Instantly access your digital card
1

How to start spending your crypto?

  • 01

    Get a Ledger wallet and download the Ledger Live app

  • 02

    Go to the Card section, choose your country and select ‘Spend Card’ among the different crypto cards.

  • 03

    You can start to top up the Spend Card account securely with crypto using your Ledger wallet

  • 04

    You can now spend crypto online and in-store

The Spend Card powered by Mercuryo and compatible with Ledger is currently available to EEA customers.

Find the right Ledger hardware wallet for you

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FAQ

Find answers to some of the most common questions.

Mercuryo Help center: here

Spend is the latest product from Mercuryo, enabling you to create a virtual card, backed by Mastercard. Mercuryo’s Spend card has been designed exclusively for Ledger users, allowing them to fund the card with cryptocurrency directly within Ledger Live, using Ledger hardware wallet. Spend functions like a traditional debit card, allowing users to make everyday purchases at over 100 million merchants.

With Spend, you can:

  • Create your own Spend Mastercard instantly
  • Top up your Spend card using your crypto directly within Ledger Live, using your Ledger hardware wallet
  • Use your card for online transactions or in store via Apple Pay or Google Pay

Mercuryo Help Center: here

To get your Spend card, you should proceed as follows:

  1. In Ledger Live App, click ‘Card’, select your country of residence, and choose Spend card.
  2. Sign in to Mercuryo
  3. Enter the amount you wish to top up your card with and the cryptocurrency account you want to use to fund it.
  4. If you haven’t already been verified, you’ll need to complete this using your ID document and a selfie.
  5. You’ll need your Ledger device to be connected and follow the on-screen prompts to complete the funding. 
  6. Once validated, your crypto will be converted into fiat, added to your card balance and your card will be issued. You can then see your card details and use it.

Mercuryo Help Center: here

To add Spend to Apple Pay:

  1. Open your Ledger Live and click ‘Card’. Then choose Spend card and login.
  2. Select ‘Add to Apple Pay’.
  3. Follow the instructions provided to add your Spend Card to Apple Pay. If you see a list of card issuers, scroll to the bottom and select “Add another card” to continue.

To add Spend to Google Pay:

  1. Open your Ledger Live and click ‘Card’. Then choose Spend card and login.
  2. Select ‘Add to Google Pay’.
  3. Follow the instructions to add a new card to your Google Pay Wallet.
  4. Manually enter your Spend Card details.

Spend cards are free provided there is regular activity on the card and this is subject to our fair usage fee. You can find out more specifically about that here

Mercuryo Help Center: here

Spend is currently available only to EEA residents. To pass the verification process, you must have a valid EEA passport or identification document and provide an address in the EEA. In some cases, a proof of address document may also be required.

You can find out more information in Mercuryo’s Help Centre

Mercuryo Help center: here

Spend is the latest product from Mercuryo, enabling you to create a virtual card, backed by Mastercard. Mercuryo’s Spend card has been designed exclusively for Ledger users, allowing them to fund the card with cryptocurrency directly within Ledger Live, using Ledger hardware wallet. Spend functions like a traditional debit card, allowing users to make everyday purchases at over 100 million merchants.

With Spend, you can:

  • Create your own Spend Mastercard instantly
  • Top up your Spend card using your crypto directly within Ledger Live, using your Ledger hardware wallet
  • Use your card for online transactions or in store via Apple Pay or Google Pay

Mercuryo Help Center: here

To get your Spend card, you should proceed as follows:

  1. In Ledger Live App, click ‘Card’, select your country of residence, and choose Spend card.
  2. Sign in to Mercuryo
  3. Enter the amount you wish to top up your card with and the cryptocurrency account you want to use to fund it.
  4. If you haven’t already been verified, you’ll need to complete this using your ID document and a selfie.
  5. You’ll need your Ledger device to be connected and follow the on-screen prompts to complete the funding. 
  6. Once validated, your crypto will be converted into fiat, added to your card balance and your card will be issued. You can then see your card details and use it.

Mercuryo Help Center: here

To add Spend to Apple Pay:

  1. Open your Ledger Live and click ‘Card’. Then choose Spend card and login.
  2. Select ‘Add to Apple Pay’.
  3. Follow the instructions provided to add your Spend Card to Apple Pay. If you see a list of card issuers, scroll to the bottom and select “Add another card” to continue.

To add Spend to Google Pay:

  1. Open your Ledger Live and click ‘Card’. Then choose Spend card and login.
  2. Select ‘Add to Google Pay’.
  3. Follow the instructions to add a new card to your Google Pay Wallet.
  4. Manually enter your Spend Card details.

Spend cards are free provided there is regular activity on the card and this is subject to our fair usage fee. You can find out more specifically about that here

Mercuryo Help Center: here

Spend is currently available only to EEA residents. To pass the verification process, you must have a valid EEA passport or identification document and provide an address in the EEA. In some cases, a proof of address document may also be required.

You can find out more information in Mercuryo’s Help Centre

(1) maintenance fees are applicable if the card is inactive (i.e no deposit or purchase transaction) during at least three consecutive months.

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