Go Cash-to-Stablecoin within Ledger Wallet™

Things to Know

You can now deposit local currencies like USD and EUR in your Cash-to-Stablecoin account via Ledger Wallet^TM and receive USDC or USDT stablecoins, thanks to Ledger’s buy provider, Noah.
This feature allows you to avoid centralized exchanges and receive funds directly from your bank account while always maintaining full control.
For an initial period, enjoy zero processing fees at launch, followed by a low 0.25% conversion fee, for a simple and affordable way to begin your crypto journey.

Up until now, to get stablecoins, you had to start somewhere else, often a centralized exchange. The friction of additional steps, fees, and custodial risks hindered true digital ownership.

At Ledger, we’ve always believed ownership should start at home. That’s why today, we’re fixing that broken on-ramp. We’re thrilled to announce that thanks to our new provider Noah, you can now effortlessly go from Cash-to-Stablecoin in seconds, directly within Ledger Wallet^TM.

Why Go Direct with Cash-to-Stablecoin?

This new feature is a fundamental upgrade to your crypto experience, built around security, simplicity, and control.

True Self-Custody From the Start

Receive EUR or USD directly into your Cash-to-Stablecoin account, there is no exchange in the middle and no custodian holding your assets. Your private keys remain secured by your Ledger signer at all times, giving you the peace of mind that only secure self-custody can provide.

Make Crypto Part of Your Everyday Life

Get started quickly with a simple solution designed for your convenience. You can even receive your paycheck directly in your wallet, convert it to stablecoins, and start earning or spending right away. This makes Ledger Wallet the go to money app for your digital assets.

More Cost-Effective & Efficient Funding

Receive EUR or USD in your Cash-to-Stablecoin account directly and avoid unnecessary exchange fees. With zero processing fees at launch and a transparent, low fee structure afterward, you can seamlessly buy, swap, and stake your digital assets more efficiently.

By enabling EUR and USD virtual accounts inside Ledger Wallet, we’re setting money free for millions of people. This is about making digital payments accessible at scale – whether you’re paying salaries, sending money home, or converting funds instantly into stablecoins. The fact that transactions now settle in seconds instead of days is transformative.

Shah Ramezani, CEO and Founder of Noah

What is Noah?

Noah is a global infrastructure provider dedicated to building a modern money bridge. By leveraging stablecoins and modern payment rails, Noah enables users to convert between fiat and stablecoins efficiently. Through its partnership network including Circle and Tether the issuers of USDC and USDT respectively, Noah is able to reduce transaction times and costs compared to legacy financial systems.

How to Use Cash-to-Stablecoin

Receiving USDC or USDT with Noah is direct, secure, and built around you. Here’s how it works:

Navigate to the Receive section within Ledger Wallet.
Select “Bank Transfer” as your payment method and choose Noah as your provider.
Create and verify your account with Noah, linking it to the Ledger Wallet app.
Wire funds (USD or EUR) from your bank account. You can do this as a one-time deposit or set up recurring transfers from your bank or even your paycheck.
Receive USDC or USDT directly in your wallet secured by Ledger, ready to be used across the Ledger ecosystem.

For more help using Noah within the Ledger ecosystem, check out the Help Center article here.

Important to note: Transfers to USDT are only available for non-EU residents.

Ledger Wallet: The All-in-One App

Ledger Wallet has evolved far beyond a portfolio tracker. It’s now the all-in-one app where you can buy, sell, stake, and swap across chains with clarity and confidence, with our trusted providers. This integration with Noah makes the experience complete.

By adding this crucial missing piece of the user journey, we are empowering you to manage your entire crypto life from a single, secure place. Explore your digital life through Ledger Wallet, sign with confidence on a secure screen signer, like the Ledger Nano Gen5. This is what true usability looks like—direct, secure, and built around you.

Ready to experience a better on-ramp? Update to the latest version of Ledger Wallet, visit the Buy section, and be among the first to experience the power of Cash-to-Stablecoin with Noah.