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XRP wallet

Discover the right crypto wallet for your assets.

Keep your XRP safe by controlling your private keys. Ledger provides the essential hardware-backed security to ensure you, and only you, have access to your crypto assets.

Our hardware wallet allows you to securely store XRP, helping secure your funds from hacks and malware. Unlike a simple hot wallet, Ledger gives you the ability to manage multiple wallets and different cryptocurrencies with a single, highly secure device. When you need to receive funds, the Ledger WalletTM app easily provides the unique XRP addresses tied to your secure hardware, helping you send your assets to the right address.

  • Mobile & Desktop App
  • Made safe with Secure Element chip

Trusted by over 8 million customers

XRP wallet
Ledger Secured Solution

How to secure your XRP?

Whether you’re a long-term holder seeking top-tier protection or an active trader managing crypto assets daily, Ledger has the right product for you. True security means minimizing the biggest risk: compromised private keys. Ledger provides a reliable hardware solution that ensures your XRP wallet remains under your control and isolated from online threats.

Ledger hardware wallet

Protects your crypto wallets, keeping your private keys offline, far from hackers’ reach and resistant to online threats. Use it with the Ledger Wallet™ app for optimal freedom and control of your XRP.

Ledger Wallet™ App

Do more with your XRP, get timely insights, make informed choices, stake your assets… all in one place. Manage all your crypto wallets with clarity and confidence.

How to get a XRP wallet?

1
Get a Ledger Signer

Get a Ledger Signer

Choose the certified secure Ledger signer that best fits your lifestyle. All Ledger devices protect your private keys with the Secure Element chip and constantly updated Ledger OS™.

  • Beginner or on-the-go user? Get started with the Ledger Nano Gen5 or Ledger Nano X.
  • Prefer a secure touchscreen? Try the intuitive Ledger Flex™ or the premium Ledger Stax™.

Choose your hardware device

2
Download the Ledger Wallet™ app

Download the Ledger Wallet™ app

Download and install the Ledger WalletTM app (formerly Ledger Live) on your desktop or mobile device.

Coupled with a Ledger hardware device, the app creates a secure XRP wallet for your XRP. It offers a user-friendly interface to manage your digital assets while your private keys remain isolated in cold storage.

3
Start your XRP journey securely

Start your XRP journey securely

After setting up your hardware device, add your XRP account and any other cryptocurrencies you wish to manage within the Ledger WalletTM app. Available on desktop and mobile, the app is designed to be as convenient as a mobile wallet, while providing the superior security required for long term storage. 

You maintain complete control to securely manage, send, and receive all your assets via  the application, always ensuring self-custody.

The best way to keep your XRP secure

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Buy, stake & manage XRP

Manage your XRP

Manage your XRP

Users can access their entire portfolio on their desktop or mobile device using the Ledger WalletTM app. This allows you to easily manage your XRP wallet, track portfolio performance, and review your full transaction data. All transactions require physical validation on your Ledger hardware wallet before they are broadcast, ensuring they reliably settle transactions on the blockchain.

Disclaimer: Buy, send/receive, swap, stake, and other crypto transaction services are provided by third-party providers, whose availability may vary based on jurisdiction/territory.

Buy XRP

Buy XRP

tart your self-custody journey right from the beginning. You can buy XRP via the Ledger WalletTM app using a credit/debit card or bank transfer in your preferred fiat currencies. We integrate trusted, industry-leading payment providers, such as MoonPay and Ramp, allowing you to compare providers and choose the best rate. This process bypasses the need for traditional banks or centralized exchanges to intermediate your purchase.

Crucially, your purchased XRP is sent straight to your XRP wallet, securing it with cold storage quickly. This minimizes the risks associated with storing assets on exchanges or traditional financial institutions.

Buy XRP

XRP Ledger (XRPL): The technology behind the asset

XRP is the native digital asset of the XRP Ledger (XRPL), an open-source, decentralized blockchain technology launched specifically for efficient global payments. While commonly associated with the company Ripple Labs, the XRPL operates independently and serves primarily as a bridge currency for fast and low-cost cross-border payments. The Ledger boasts unique features that set it apart, including its decentralized exchange and highly efficient consensus mechanism, offering significant utility to developers.

How does the XRP Ledger consensus work?

The XRPL achieves consensus using a unique, trust-based protocol, which is a low-latency Byzantine agreement protocol. This differs significantly from Proof-of-Work (Bitcoin) or Proof-of-Stake (Ethereum). Instead of mining, independent servers run the software and each one maintains a Unique Node List (UNL) of validators it trusts not to collude. For a transaction set to be included in a new ledger, it requires a supermajority agreement from these trusted validators.

This iterative consensus process allows the XRPL to validate a new ledger version and achieve finality every few seconds. This trust-based approach ensures fast validation without the high energy consumption of PoW networks.

Supply and distribution of XRP

XRP has a fixed, finite total supply of 100 billion tokens. All XRP were pre-mined at launch, meaning no more can ever be created. This finite nature is a key differentiator from inflationary assets.

The XRPL founders gifted 80 billion XRP to Ripple. To provide predictability and stability to the circulating supply, Ripple locked 55 billion XRP into a series of time-locked escrows on the ledger itself. The XRPL’s own transaction processing rules, enforced by the consensus protocol, control the scheduled release of this escrowed XRP. While there is no native staking, the support for various services allows users to generate passive rewards through lending or interest-bearing products managed on third-party platforms.

Disclaimer: Rewards are not guaranteed. Ledger does not provide financial advice.

Speed, scalability and cost

The XRPL is designed for high-performance and is optimized for the needs of real-time trading and payments. One of its key features is its capability to provide global liquidity. The combination of speed and low transaction costs makes XRP an ideal digital tool for businesses looking to streamline cross-border operations and large-scale payments.

  • Speed: Transactions settle rapidly in 3-5 seconds.
  • Scalability: The network can handle over 1,500 transactions per second (TPS) under normal conditions.
  • Cost: Transaction costs are generally seen as low but can fluctuate with the price of XRP. The current minimum cost for a standard transaction is 0.00001 XRP (10 drops).

These properties make XRP an efficient, low-cost instrument for cross-border payments, microtransactions, and on-demand liquidity, offering a significant advantage for commercial operations.

Chosen by 8,000,000+ customers

“Ledger = peace of mind. I'm sure some of us know that unsettling feeling when you know you need a Ledger but haven't quite organized yourself to get it sorted. If I did it all again, I'd start with having a Ledger.”

Janet Onagah @Janet_Oganah

"I got hacked in January and lost 1000s worth of NFTs. I felt disgusted, lost, and willing to quit. Until my friend told me he's ordering a Ledger. So, we bought the duo deal. Since then, I've been sleeping."

PrimeNic.eth @primenic_eth

“I use multiple Ledgers. Different colours = different uses.Public Wallet. Never touch long term storage. Day to day fund holdings. A back up just in case.”

winny.eth @winnyeth

"I have 3 Ledgers. Hot Wallet: minting/drawings etc. Main wallet: store most NFTs. Vault wallet: cold storage of crypto."

2160 @rekt2160

“I have 5 Ledger total. My personal NFT bag. 1 for testing. And 1 for each of my 3 daughters.”

Fanzo 🧢 11.11.22 @iSocialFanz

"If I could, I would name my Ledger Hagrid. Cause it's the keeper of my keys."

Petrica Butusina @PetricaButusina

"My Ledger is already called "Stew". As it is the steward who looks after my crypto & NFTs, so I can sleep at night."

Lkmland Crypto 💫 @LkmlandCrypto

"Ledger makes cold storage downright easy. My NFTs land infinitely safer and I don’t have to feel as paranoid about connecting to new smart contracts."

Matt Oney @MattOney93

Cryptocurrencies similar to XRP supported by Ledger crypto wallets

Bitcoin, Ethereum, USDT, Solana and more…

FAQ

Find answers to some of the most common questions.

The XRP Ledger requires a small amount of XRP to be deposited to activate any new XRP wallet. This is known as the base reserve requirement. The current minimum required is 1 XRP. This deposit is locked and holds value on the ledger itself. This mechanism prevents network spam and ledger bloat from malicious actors creating millions of empty accounts, ensuring all legitimate users have quick and reliable access to the network’s features.

Yes. In addition to the base reserve of 1 XRP, there is an owner reserve of 0.2 XRP for each object (such as trust lines or NFT offers) that the address owns on the ledger. This total reserve represents your minimum balance and holds value on the network. This mechanism is designed to prevent users from creating an excessive number of objects on the Ledger. The total reserve cannot be spent, but you continue to store it securely in your XRP address.

Yes, users can recover a portion of the reserve by deleting or resetting your XRP account. The current cost of a delete account transaction is 0.2 XRP, which allows you to recover the remaining 0.8 XRP. Note that after deletion, the address is no longer active and would need to be re-activated with a new deposit of at least 1 XRP.

No. Destination tags (or memo IDs) are only required when sending XRP from your Ledger wallet to a centralized exchange (like Binance or Coinbase). Exchanges use these tags to credit the deposit to the correct user account. When sending to your own wallet address, you can usually leave the memo field blank.

The XRP Ledger operates using a unique, trust-based consensus protocol, which is neither Proof-of-Work (PoW) like Bitcoin, nor Proof-of-Stake (PoS) like Ethereum.

It relies on a network of validating nodes that compare transaction sets and achieve consensus through an 80% supermajority agreement of their trusted validators (Unique Node Lists, or UNLs). This system’s features include being far faster and more energy-efficient than traditional blockchain models, allowing users to access reliable and quick transaction finality.

No, you cannot stake XRP in the traditional sense, as the XRP Ledger does not use a Proof-of-Stake consensus mechanism. While some centralized platforms offer interest-bearing products, these require you to give up self-custody and introduce counterparty risk. 

If your Ledger hardware device is lost, stolen, or damaged, your funds are still safe in your XRP wallet because your private keys are backed up by your 24-word Secret Recovery Phrase and remain isolated from malicious attacks. This Phrase is the master key to access your funds.

You can purchase a new Ledger signer, connect it to the Ledger Wallet app, and use this Phrase to restore access to your XRP wallet and all other crypto assets. Ledger’s core features ensure you can securely store XRP and all other cryptocurrencies, knowing your Phrase allows you to regain access at any time, should you need it.

If you have any questions about the recovery process, please contact our support team for immediate assistance.

The XRP Ledger requires a small amount of XRP to be deposited to activate any new XRP wallet. This is known as the base reserve requirement. The current minimum required is 1 XRP. This deposit is locked and holds value on the ledger itself. This mechanism prevents network spam and ledger bloat from malicious actors creating millions of empty accounts, ensuring all legitimate users have quick and reliable access to the network’s features.

Yes. In addition to the base reserve of 1 XRP, there is an owner reserve of 0.2 XRP for each object (such as trust lines or NFT offers) that the address owns on the ledger. This total reserve represents your minimum balance and holds value on the network. This mechanism is designed to prevent users from creating an excessive number of objects on the Ledger. The total reserve cannot be spent, but you continue to store it securely in your XRP address.

Yes, users can recover a portion of the reserve by deleting or resetting your XRP account. The current cost of a delete account transaction is 0.2 XRP, which allows you to recover the remaining 0.8 XRP. Note that after deletion, the address is no longer active and would need to be re-activated with a new deposit of at least 1 XRP.

No. Destination tags (or memo IDs) are only required when sending XRP from your Ledger wallet to a centralized exchange (like Binance or Coinbase). Exchanges use these tags to credit the deposit to the correct user account. When sending to your own wallet address, you can usually leave the memo field blank.

The XRP Ledger operates using a unique, trust-based consensus protocol, which is neither Proof-of-Work (PoW) like Bitcoin, nor Proof-of-Stake (PoS) like Ethereum.

It relies on a network of validating nodes that compare transaction sets and achieve consensus through an 80% supermajority agreement of their trusted validators (Unique Node Lists, or UNLs). This system’s features include being far faster and more energy-efficient than traditional blockchain models, allowing users to access reliable and quick transaction finality.

No, you cannot stake XRP in the traditional sense, as the XRP Ledger does not use a Proof-of-Stake consensus mechanism. While some centralized platforms offer interest-bearing products, these require you to give up self-custody and introduce counterparty risk. 

If your Ledger hardware device is lost, stolen, or damaged, your funds are still safe in your XRP wallet because your private keys are backed up by your 24-word Secret Recovery Phrase and remain isolated from malicious attacks. This Phrase is the master key to access your funds.

You can purchase a new Ledger signer, connect it to the Ledger Wallet app, and use this Phrase to restore access to your XRP wallet and all other crypto assets. Ledger’s core features ensure you can securely store XRP and all other cryptocurrencies, knowing your Phrase allows you to regain access at any time, should you need it.

If you have any questions about the recovery process, please contact our support team for immediate assistance.

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